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Independent Loan Officer Program Print this page  Print 


The Independent Loan Officer Program is designed to provide a best-in-class back office solution for licensed Loan Professionals who manage their own business.



  • 100% commissions
  • $395 flat fee per file Non-FHA Insured
  • $695 flat fee per file FHA Insured (plus $110 audit)
  • E&O included
  • Checks processed and wired within 24 hrs
  • Approved in many states (you must be licensed in each state you originate)
  • Lengthy lender list
  • Direct access to wholesalers and ratesheets
  • Ratesheet discounts when available
  • FHA/VA approved



Loan Republic Financial operates a mortgage cooperative, pooling loan transactions from independent loan officers together with our direct marketing channels (retail, developer, etc) to realize volume-based negotiated discounts. This approach results in more products at lower costs - a win-win for you and your clients.


More Information

The best resource to learn how Independent Loan Officer Program works is to review our Frequently Asked Questions - a substantive compilation of questions (and their answers) we've entertained from prospective loan officers since the inception of the program in 2003. Next, if you have additional questions please contact us, or get started right away and sign up online.

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Copyright 2024 Loan Republic Financial, Inc. Interest rates and fees change frequently without notice until you apply online and request a rate lock. We arrange but do not make loans. Licensed in CA - Department of Real Estate Broker License 01845942; CO - Division of Real Estate Broker License MB100009282; FL - Office of Financial Regulation Mortgage Broker Business License 550427; OR - Division of Finance and Corporate Securities Mortgage Broker License ML-4361; UT - Division of Real Estate Broker License 7004449-MLCO; WA - Department of Financial Institutions Mortgage Broker 510-MB-36934; Nationwide Mortgage Licensing System License #24796 | atl-app