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We are often asked how the rates and fees we secure from our lenders are not just lower, but often significantly lower than our competition. Some borrowers even initially dismiss them as impossibly low! The truth is the rates really are low. How do we do it?

Low Rates by Design
Our business model is the key...  instead of maintaining physical branches and call centers in cities across America, we strategically set out to use the internet as our 'Universal Branch'.

The Power of Internet Direct
This Universal Branch is supported by one Loan Center to handle all transactions.  The result is high volume combined with remarkably low overhead - with dramatic savings over other mortgage companies.  We pass these savings along to you in the form of very competative rates and fees.

Fee Guarantee
We stand behind our online quotes with our Fee Guarantee - our fees will not change once you request a rate lock so there are no surprises at closing.

Internet Direct Comparison


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Updated: 6/15/24 1:51 AM 5

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Copyright 2024 Loan Republic Financial, Inc. Interest rates and fees change frequently without notice until you apply online and request a rate lock. We arrange but do not make loans. Licensed in CA - Department of Real Estate Broker License 01845942; CO - Division of Real Estate Broker License MB100009282; FL - Office of Financial Regulation Mortgage Broker Business License 550427; OR - Division of Finance and Corporate Securities Mortgage Broker License ML-4361; UT - Division of Real Estate Broker License 7004449-MLCO; WA - Department of Financial Institutions Mortgage Broker 510-MB-36934; Nationwide Mortgage Licensing System License #24796 | nyc-app